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The Story of the Bubble that Burst

Once there was a little island country. The land of this country was the tiny island itself. The total money in circulation was 2 dollar as there were only two pieces of 1 dollar coins circulating around.

1) There were 3 citizens living on this island country. A owned the land. B and C each owned 1 dollar.

2) B decided to purchase the land from A for 1 dollar. So, A and C now each own 1 dollar while B owned a piece of land that is worth 1 dollar.

3) C thought that since there is only one piece of land in the country and land is non produceable asset, its value must definitely go up. So, he borrowed 1 dollar from A and together with his own 1 dollar, he bought the land from B for 2 dollar.

A has a loan to C of 1 dollar, so his net asset is 1 dollar.

B sold his land and got 2 dollar, so his net asset is 2 dollar.

C owned the piece of land worth 2 dollar but with his 1 dollar debt to A, his net asset is 1 dollar.

The net asset of the country = 4 dollar.

4) A saw that the land he once owned has risen in value. He regretted selling it. Luckily, he has a 1 dollar loan to C. He then borrowed 2 dollar from B and and acquired the land back from C for 3 dollar. The payment is by 2 dollar cash (which he borrowed) and cancellation of the 1 dollar loan to C.

As a result, A now owned a piece of land that is worth 3 dollar. But since he owed B 2 dollar, his net asset is 1 dollar.

B loaned 2 dollar to A. So his net asset is 2 dollar.

C now has the 2 coins. His net asset is also 2 dollar.

The net asset of the country = 5 dollar. A bubble is building up.

(5) B saw that the value of land kept rising. He also wanted to own the land. So he bought the land from A for 4 dollar. The payment is by borrowing 2 dollar from C and cancellation of his 2 dollar loan to A.

As a result, A has got his debt cleared and he got the 2 coins. His net asset is 2 dollar.

B owned a piece of land that is worth 4 dollar but since he has a debt of 2 dollar with C, his net Asset is 2 dollar.

C loaned 2 dollar to B, so his net asset is 2 dollar.

The net asset of the country = 6 dollar. Even though, the country has only one piece of land and 2 Dollar in circulation.

(6) Everybody has made money and everybody felt happy and prosperous.

(7) One day an evil wind blowed. An evil thought came to C's mind. "Hey, what if the land price stop going up, how could B repay my loan. There is only 2 dollar in circulation, I think after all the land that B owns is worth at most 1 dollar only." A also thought the same.

(8) Nobody wanted to buy land anymore. In the end, A owns the 2 dollar coins, his net asset is 2 dollar. B owed C 2 dollar and the land he owned which he thought worth 4 dollar is now 1 dollar. His net asset become -1 dollar.

C has a loan of 2 dollar to B. But it is a bad debt. Although his net asset is still 2 dollar, his Heart is palpitating.

The net asset of the country = 3 dollar again.

Who has stolen the 3 dollar from the country ?

Of course, before the bubble burst B thought his land worth 4 dollar. Actually, right before the collapse, the net asset of the country was 6 dollar in paper. his net asset is still 2 dollar, his heart is palpitating.

 

The net asset of the country = 3 dollar again.

(9) B had no choice but to declare bankruptcy. C as to relinquish his 2 dollar bad debt to B but in return he acquired the land which is worth 1 dollar now.

A owns the 2 coins, his net asset is 2 dollar. B is bankrupt, his net asset is 0 dollar. (B lost everything) C got no choice but end up with a land worth only 1 dollar (C lost one dollar) The net asset of the country = 3 dollar.

There is however a redistribution of wealth.

A is the winner, B is the loser, C is lucky that he is spared.

A few points worth noting -

(1) When a bu bb le is building up, the debt of individual in a country to one another is also building up.

(2) This story of the island is a close system whereby there is no other country and hence no foreign debt. The worth of the asset can only be calculated using the island's own currency. Hence, there is no net loss.

(3) An overdamped system is assumed when the bubble burst, meaning the land's value did not go down to below 1 dollar.

(4) When the bubble burst, the fellow with cash is the winner. The fellows having the land or extending loan to others are the loser. The asset could shrink or in worst case, they go bankrupt.

(5) If there is another citizen D either holding a dollar or another piece of land but refrain to take part in the game. At the end of the day, he will neither win nor lose. But he will see the value of his money or land go up and down like a see saw..

(6) When the bubble was in the growing phase, everybody made money..

(7) If you are smart and know that you are living in a growing bubble, it is worthwhile to borrow money (like A ) and take part in the game. But you must know when you should change everything back to cash.

(8) Instead of land, the above applies to stocks as well.

(9) The actual worth of land or stocks depend largely on psychology.

The Washerman, Dog and Donkey

Good story with old version…

 

There was once a washer man who had a donkey and a dog.

 

One night when the whole world was sleeping, a thief broke into the house, the washer man was fast asleep but the donkey and the dog were awake.

 

The dog decided not to bark since the master did not take good care of him and wanted to teach him a lesson.

 

The donkey got worried and said to the dog that if he doesn't bark, the donkey will have to do something himself. The dog did not change his mind and the donkey started braying loudly.

 

Hearing the donkey bray, the thief ran away, the master woke up and started beating the donkey for braying in the middle of the night for no reason.

 

Moral of the story " One must not engage in duties other than his own"
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Now take a new look at the same story…

 

The washer man was a well educated man from a premier management institute.

 

He had the fundas of looking at the bigger picture and thinking out of the box. He was convinced that there must be some reason for the donkey to bray in the night.

 

He walked outside a little and did some fact finding, applied a bottom up approach, figured out from the ground realities that there was a thief who broke in and the donkey only wanted to alert him about it.

 

Looking at the donkey's extra initiative and going beyond the call of the duty, he rewarded him with lot of hay and other perks and became his favorite pet.

 

The dog's life didn't change much, except that now the donkey was more motivated in doing the dogs duties as well. In the annual appraisal the dog managed a " meets requirement" Soon the dog realized that the donkey is taking care of his duties and he can enjoy his life sleeping and lazing around.

 

The donkey was rated as "star performer". The donkey had to live up to his already high performance standards. Soon he was over burdened with work and always under pressure and now is looking for a job rotation…

 


If you have worked in a corporate environment, I am sure you have guessed the characters of the new story.

 

This Will Make You Cry...

Jenny was so happy about the house they had found.

For once in her life it was on the right side of town.

She unpacked her things with such great ease.

As she watched her new curtains blow in the breeze.

How wonderful it was to have her own room.

School would be starting; she'd have friends over soon.

There'd be sleep-overs, and parties; she was so happy

It's just the way she wanted her life to be.

On the first day of school, everything went great.

She made new friends and even got a date!

She thought, "I want to be popular and I'm going to be,

Because I just got a date with the star of the team!"

To be known in this school you had to have a clout,

And dating this guy would sure help her out.

There was only one problem stopping her fate.

Her parents had said she was too young to date.

"Well, I just won't tell them the entire truth.

They won't know the difference; what's there to lose?"

Jenny asked to stay with her friends that night.

Her parents frowned but said, "All right."

Excited, she got ready for the big event

But as she rushed around like she had no sense,

She began to feel guilty about all the lies,

But what's a pizza, a party, and a moonlight ride?

Well the pizza was good, and the party was great,

But the moonlight ride would have to wait.

For Jeff was half drunk by this time.

She felt someone remove her from the twisted rubble,

And heard, call an ambulance!

These kids are in trouble!

Voices she heard...a few words at best.

But she knew there were two cars

 involved in the wreck.

Then wondered to herself if Jeff was all right,

And if the people in the other car was alive.

She awoke in the hospital to faces so sad.

"You've been in a wreck and it looks pretty bad."

These voices echoed inside her head,

As they gently told her that Jeff was dead.

They said "Jenny, we've done all we can do.

But it looks as if we'll lose you too."

"But the people in the other car!? "Jenny cried.

"We're sorry, Jenny, they also died."

Jenny prayed, "God, forgive me for what I've done

I only wanted to have just one night of fun."

"Tell those people's family, I've made their lives dim,

And wish I could return their families to them."

"Tell Mom and Dad I'm sorry I lied,

And that it's my fault so many have died.



Oh, nurse, won't you please tell them that for me?"

The nurse just stood there-she never agreed.

But took Jenny's hand with tears in her eyes.

And a few moments later Jenny died.

A man asked the nurse,

"Why didn't you do your best?"

To bid that girl her one last request?"

She looked at the man with eyes so sad.

"Because the people in the other car

were her mom and dad."

This story is sad and unpleasant but true,

So young people take heed, it could have been you.

 

Take a Stand

Jackie Robinson made history when he became the first black baseball player to break into the major leagues by joining the Brooklyn Dodgers. Branch Rickey, owner of the Dodgers at that time, told Robinson, "It will be tough. You are going to take abuse you never dreamed of. But if you are willing to try, I will back you all the way."

 

And Rickey was right. Jackie was abused verbally (not to mention physically by runners coming into second base). Racial slurs from the crowd and members of his own team, as well as from opponents, were standard fare.

 

One day, Robinson was having it particularly tough. He had booted two ground balls, and the boos were cascading over the diamond. In full view of thousands of spectators, Pee Wee Reese, the team captain and Dodger shortstop, walked over and put his arm around Jackie right in the middle of the game.

 

"That may have saved my career," Robinson reflected later. "Pee Wee made me feel that I belonged."

 

Be sure that the employees on your team feel that they belong.

 

A Farmer who Inspired the Whole Nation

Every year, Australia hosts an 875-kilometer endurance racing from Sydney to Melbourne – considered to be the world's longest and toughest ultra-marathon. It's a long, tough race that takes five days and normally participated by world-class athletes who train specially for the event. Backed by big names in sports like Nike, these athletes are mostly less than 30 years old men and women equipped with the most expensive sponsored training outfits and shoes.

In 1983, these top class runners were in for a surprise. On the day of the race, a guy named Cliff Young showed up. At first, no one cared about him since everybody thought he was there to watch the event. After all, he was 61 years old, showed up in overalls and galoshes over his work boots.

As Cliff walked up to the table to take his number, it became obvious to everybody he was going to run. He was going to join a group of 150 world-class athletes and run! During that time, these runners don’t even know another surprising fact - his only trainer was his 81-year-old mother, Neville Wran.

Everybody thought that it was a crazy publicity stunt. But the press was curious, so as he took his number 64 and moved into the pack of runners in their special, expensive racing outfit, the camera focused on him and reporters started to ask:

"Who are you and what are you doing?"

"I'm Cliff Young. I'm from a large ranch where we run sheep outside of Melbourne."

They said, "You're really going to run in this race?"

"Yeah," Cliff nodded.

"Got any backers?"

"No."

"Then you can't run."

"Yeah I can." Cliff said. "See, I grew up on a farm where we couldn't afford horses or four wheel drives, and the whole time I was growing up-- until about four years ago when we finally made some money and got a four wheeler-- whenever the storms would roll in, I'd have to go out and round up the sheep. We had 2,000 head, and we have 2,000 acres. Sometimes I would have to run those sheep for two or three days. It took a long time, but I'd catch them. I believe I can run this race; it's only two more days. Five days. I've run sheep for three."

When the marathon started, the pros left Cliff behind in his galoshes. The crowds smiled because he didn't even run correctly. Instead of running, he appeared to run leisurely, shuffling like an amateur.

Now, the 61-year-old potato farmer from Beech Forest with no teeth had started the ultra-tough race with world-class athletes. All over Australia, people who watched the live telecast kept on praying that someone would stop this crazy old man from running because everyone believed he’ll die even before even getting halfway across Sydney.

To be Continue ...

 

The Farmer Who Inspired the Whole Nation

The story continues. This is a very inspiring story of how a 61 year old man inspired the whole nation.


Every professional athletes knew for certain that it took about 5 days to finish this race, and that in order to compete, you would need to run 18 hours and sleep 6 hours. The thing is, old Cliff Young did not know that!

When the morning news of the race was aired, people were in for another big surprise. Cliff was still in the race and had jogged all night down to a city called Mittagong.

Apparently, Cliff did not stop after the first day. Although he was still far behind the world-class athletes, he kept on running. He even had the time to wave to spectators who watched the event by the highways.

When he got to a town called Albury he was asked about his tactics for the rest of the race. He said he would run through to the finish, and he did.

He kept running. Every night he got just a little bit closer to the leading pack. By the last night, he passed all of the world-class athletes. By the last day, he was way in front of them. Not only did he run the Melbourne to Sydney race at age 61, without dying; he won first place, breaking the race record by 9 hours and became a national hero! The nation fell in love with the 61-year-old potato farmer who came out of nowhere to defeat the world's best long distance runners.

He finished the 875-kilometre race in 5 days, 15 hours and 4 minutes. Not knowing that he was supposed to sleep during the race, he said when running throughout the race, he imagined that he was chasing sheep and trying to outrun a storm.

When Cliff was awarded the first prize of $10,000, he said he did not know there was a prize and insisted that he had not entered for the money. He said, "There're five other runners still out there doing it tougher than me," and he gave them $2,000 each. He did not keep a single cent for himself. That act endeared him to all of Australia. Cliff was a humble, average man, who undertook an extraordinary feat and became a national sensation.


Some of the world's greatest feats were accomplished by people not smart enough to know they were impossible - Doug Larson

 

Why?

My friend John Foppe was born with no arms.

But John never ask the question.

"Why do I have no arms?"

The question he asks is, "What can I do with my feet?"

Having watched John eat with chopsticks, I'd say, "Almost anything!"

When tragedy strikes, or when we lose everything, or when a lover walks out on us, the question we usually ask is "Why?"

"Why me?"

"Why now?"

"Why did she leave me for a loser?"

Asking "Why?" questions can send us in circles.

Often, there is no answer to "Why?"

Or it doesn't matter why!

Effective people ask "What?" questions .... "What do I learn from this?"

"What am I going to do about it?"

When the situation is desperate, they ask, "What can I do, just in the next 24 hours, to make things better?"

The happiest people don't bother about whether life is "fair".

They just make the most of what they have.

Braille Without Borders

A very inspiring story of a lady who did not let her disadvantage to deter her from achieving the extraordinary. Truly a leading model for many. She has accomplished feats that many ordinary would deem as impossible.

Her childhood

When Ms. Tenberken was only 2, her parents learned that she would gradually lose her sight. Recalling those early years, she said she kept banging into things, without knowing why. Before her total blindness, her parents had taken her to museums, traveled extensively and filled her eyes with colors. "I have all my visual images in my head," she said. By age 13, she was completely blind.

On one trip to Nepal with her mother, Sabriye spent a brief time in Tibet and learned the sad fact about the Tibetan blinds. In this place, the blinds are viewed as having been cursed at birth and are treated like lepers. There were no training facilities for blind children; and if their families were poor, they were left on the street or kept alone in their rooms without any teaching, diversions, or stimulation. Her brief experience in Tibet developed a burning desire in Sabriye to teach Tibet's blind children that they can have full lives, that they do not need to be ashamed or handicapped and that they can live to the fullest like her.

In university, she majored in Asian languages with the goal of going to Tibet. She was the only blind student in the program, and Tibetan had not been translated into Braille. Since Braille materials and computer software for language study in these languages are limited, Tenberken ended up creating her own Braille system for writing Tibetan script.

Hands for the blinds in Tibet

Her first trip to Tibet, in 1994, ended quickly. She came down with altitude sickness and had to fly home.

Undeterred, she returned for good in 1998. Traveling alone, she promised to herself that she would help blind children learn to read and write using her Tibetan Braille alphabet. She wanted these children to be integrated into regular schools once they became literate.

When she presented her plans to local officials in Tibet, everyone thought she was crazy. She had then tried to get a job with different international aid groups, but was told that blind people like her were barred from doing "field work."

Tired of being reminded of what she cannot do, she traveled by road to Lhasa, where she was determined to found a school. An accomplished horsewoman, she risked her life by riding on horseback over some of the most mountainous terrain in the world to find her blind pupils.
She went on to raise funds, get official Chinese permission for her school, and find suitable premises and staff. None of it was easy, but the school ultimately was opened and became an instant success. Then the funding dried up due to bureaucratic problem back in Germany.

With one teacher and six students, they were quickly evicted from their first building for lack of money while the government insisted she leave the country immediately. Though discouraged, Tenberken rallied her forces and, after a torturous overland journey to Nepal and a visit to Germany, had found ways to continue her school.

Her school

Her school put a lot of emphasize on being able to be independent and living a normal life. When she was a student in a leading German high school for the blind, Sabriye had learned to ride horses, ski downhill and cross-country and kayak in white water.

She has therefore adopted a similar philosophy for teaching her Tibetan students, ages 4 to 21. They had gone white-water rafting, and are planning to climb a nearby Himalayan peak next year. Her school also emphasizes living skills like cooking, hygiene and self-reliance. It also teaches computer skills and Tibetan, Chinese and English language. Training is also offered in careers like massage therapy and music.

Current Plan

She and her sighted partner, Mr. Kronenberg currently plan to open a second Braille Without Borders program in northern India. Mr. Kronenberg, an engineer by training, is also trying to develop a lighter, less expensive Braille machine.

Financing, however, still remains a juggling act. The monthly budget for the entire program is $1,900. Proceeds from her memoir, "My Path Leads to Tibet," helped buy the current building, while the rest of her funding comes from various donors from people in Germany, the Netherlands and Switzerland.

Enjoy the Coffee

A group of alumni, highly established in their careers, got together to visit their old university professor. Conversation soon turned into complaints about stress in work and life.

Offering his guests coffee, the professor went to the kitchen and returned with a large pot of coffee and an assortment of cups made of Porcelain, Plastic, Glass, Crystal, some ordinary looking, some expensive, some exquisite.

He told them to help themselves to hot coffee. When all the students had a cup of coffee in their hands, the professor said: "If you noticed, all the nice looking expensive cups were taken up, leaving behind the plain and cheap looking ones. While it is but normal for you to want only the best for yourselves, that is the source of your problems and stress.

What all of you really wanted was coffee, not the cup, but you consciously went for the best cups and worse, you were eyeing each other's cups.

Now if life is coffee , then the jobs, money and position in society are the cups. They are just tools to hold and contain. Life, but the quality of Life doesn't change. Some times, by concentrating only on the cup, we fail to enjoy the coffee in it."

So folks, don't let the cups drive you..., enjoy the coffee instead.

Black and Gold Boxes

I have in my hands two boxes
Which God gave me to hold
He said, "Put all your sorrows in the black,
And all your joys in the gold."

 

I heeded his words, and in the two box
Both my joys and sorrows I store
But though the gold became heavier each day
The black was as light as before.

 

With curiosity, I opened the black
I wanted to find out why
And I saw, in the base of the box, a hole
Which my sorrows had fallen out by.

 

I showed the hole to God, and mused aloud,
"I wonder where my sorrows could be."
He smiled a gentle smile at me.
"My child, they're all here with me."

 

I asked, "God, why give me the boxes,
"Why the gold, and the black with the hole?"
"My child, the gold is for you to count your blessings,
the black is for you to let go."

 

Keep the Spark..Chetan Bhagat

Keep the Spark

Inaugural Speech for the new batch at the Symbiosis BBA program 2008

© Chetan Bhagat

Good Morning everyone and thank you for giving me this chance to speak to you. This day is about you. You, who have come to this college, leaving the comfort of your homes (or in some cases discomfort), to become something in your life. I am sure you are excited. There are few days in human life when one is truly elated. The first day in college is one of them. When you were getting ready today, you felt a tingling in your stomach. What would the auditorium be like, what would the teachers be like, who are my new classmates - there is so much to be curious about. I call this excitement, the spark within you that makes you feel truly alive today. Today I am going to talk about keeping the spark shining. Or to put it another way, how to be happy most, if not all the time.

Where do these sparks start? I think we are born with them. My 3-year old twin boys have a million sparks. A little Spiderman toy can make them jump on the bed. They get thrills from creaky swings in the park. A story from daddy gets them excited. They do a daily countdown for birthday party – several months in advance – just for the day they will cut their own birthday cake.

I see students like you, and I still see some sparks. But when I see older people, the spark is difficult to find. That means as we age, the spark fades. People whose spark has faded too much are dull, dejected, aimless and bitter. Remember Kareena in the first half of Jab We Met vs the second half? That is what happens when the spark is lost. So how to save the spark?

Imagine the spark to be a lamp’s flame. The first aspect is nurturing - to give your spark the fuel, continuously. The second is to guard against storms.

To nurture, always have goals. It is human nature to strive, improve and achieve full potential. In fact, that is success. It is what is possible for you. It isn’t any external measure - a certain cost to company pay package, a particular car or house.

Most of us are from middle class families. To us, having material landmarks is success and rightly so. When you have grown up where money constraints force everyday choices, financial freedom is a big achievement.

But it isn’t the purpose of life. If that was the case, Mr Ambani would not show up for work. Shah Rukh Khan would stay at home and not dance anymore. Steve Jobs won’t be working hard to make a better iPhone, as he sold Pixar for billions of dollars already. Why do they do it? What makes them come to work everyday?

They do it because it makes them happy. They do it because it makes them feel alive. Just getting better from current levels feels good. If you study hard, you can improve your rank. If you make an effort to interact with people, you will do better in interviews. If you practice, your cricket will get better. You may also know that you cannot become Tendulkar, yet. But you can get to the next level. Striving for that next level is important.

Nature designed with a random set of genes and circumstances in which we were born. To be happy, we have to accept it and make the most of nature’s design. Are you? Goals will help you do that.

I must add, don’t just have career or academic goals. Set goals to give you a balanced, successful life. I use the word balanced before successful. Balanced means ensuring your health, relationships, mental peace are all in good order.

There is no point of getting a promotion on the day of your breakup. There is no fun in driving a car if your back hurts. Shopping is not enjoyable if your mind is full of tensions.

You must have read some quotes - Life is a tough race, it is a marathon or whatever. No, from what I have seen so far, life is one of those races in nursery school. Where you have to run with a marble in a spoon kept in your mouth. If the marble falls, there is no point coming first. Same with life, where health and relationships are the marble. Your striving is only worth it if there is harmony in your life. Else, you may achieve the success, but this spark, this feeling of being excited and alive, will start to die.

One last thing about nurturing the spark - don’t take life seriously. One of my yoga teachers used to make students laugh during classes. One student asked him if these jokes would take away something from the yoga practice. The teacher said - don’t be serious, be sincere. This quote has defined my work ever since. Whether its my writing, my job, my relationships or any of my goals. I get thousands of opinions on my writing everyday. There is heaps of praise, there is intense criticism. If I take it all seriously, how will I write? Or rather, how will I live? Life is not to be taken seriously, as we are really temporary here. We are like a pre-paid card with limited validity. If we are lucky, we may last another 50 years. And 50 years is just 2,500 weekends. Do we really need to get so worked up? It’s ok, bunk a few classes, goof up a few interviews, fall in love. We are people, not programmed devices.

I’ve told you three things - reasonable goals, balance and not taking it too seriously that will nurture the spark. However, there are four storms in life that will threaten to completely put out the flame. These must be guarded against. These are disappointment, frustration, unfairness and loneliness of purpose.

Disappointment will come when your effort does not give you the expected return. If things don’t go as planned or if you face failure. Failure is extremely difficult to handle, but those that do come out stronger. What did this failure teach me? is the question you will need to ask. You will feel miserable. You will want to quit, like I wanted to when nine publishers rejected my first book. Some IITians kill themselves over low grades – how silly is that? But that is how much failure can hurt you.

But it’s life. If challenges could always be overcome, they would cease to be a challenge. And remember - if you are failing at something, that means you are at your limit or potential. And that’s where you want to be.

Disappointment’s cousin is frustration, the second storm. Have you ever been frustrated? It happens when things are stuck. This is especially relevant in India. From traffic jams to getting that job you deserve, sometimes things take so long that you don’t know if you chose the right goal. After books, I set the goal of writing for Bollywood, as I thought they needed writers. I am called extremely lucky, but it took me five years to get close to a release.

Frustration saps excitement, and turns your initial energy into something negative, making you a bitter person. How did I deal with it? A realistic assessment of the time involved – movies take a long time to make even though they are watched quickly, seeking a certain enjoyment in the process rather than the end result – at least I was learning how to write scripts , having a side plan – I had my third book to write and even something as simple as pleasurable distractions in your life - friends, food, travel can help you overcome it. Remember, nothing is to be taken seriously. Frustration is a sign somewhere, you took it too seriously.

Unfairness - this is hardest to deal with, but unfortunately that is how our country works. People with connections, rich dads, beautiful faces, pedigree find it easier to make it – not just in Bollywood, but everywhere. And sometimes it is just plain luck. There are so few opportunities in India, so many stars need to be aligned for you to make it happen. Merit and hard work is not always linked to achievement in the short term, but the long term correlation is high, and ultimately things do work out. But realize, there will be some people luckier than you.

In fact, to have an opportunity to go to college and understand this speech in English means you are pretty darn lucky by Indian standards. Let’s be grateful for what we have and get the strength to accept what we don’t. I have so much love from my readers that other writers cannot even imagine it. However, I don’t get literary praise. It’s ok. I don’t look like Aishwarya Rai, but I have two boys who I think are more beautiful than her. It’s ok. Don’t let unfairness kill your spark.

Finally, the last point that can kill your spark is isolation. As you grow older you will realize you are unique. When you are little, all kids want Ice cream and Spiderman. As you grow older to college, you still are a lot like your friends. But ten years later and you realize you are unique. What you want, what you believe in, what makes you feel, may be different from even the people closest to you. This can create conflict as your goals may not match with others. . And you may drop some of them. Basketball captains in college invariably stop playing basketball by the time they have their second child. They give up something that meant so much to them. They do it for their family. But in doing that, the spark dies. Never, ever make that compromise. Love yourself first, and then others.

There you go. I’ve told you the four thunderstorms - disappointment, frustration, unfairness and isolation. You cannot avoid them, as like the monsoon they will come into your life at regular intervals. You just need to keep the raincoat handy to not let the spark die.

I welcome you again to the most wonderful years of your life. If someone gave me the choice to go back in time, I will surely choose college. But I also hope that ten years later as well, you eyes will shine the same way as they do today. That you will Keep the Spark alive, not only through college, but through the next 2,500 weekends. And I hope not just you, but my whole country will keep that spark alive, as we really need it now more than any moment in history. And there is something cool about saying - I come from the land of a billion sparks.

Thank You.

 

You are wonderful

Yesterday's Food

Once there was a very rich merchant, doing well in business. His wife died long ago. He had one married son. His daughter-in-law was very wise and expert in house hold works. He was very much proud of her. Once he was having lunch at his verandah when a monk came to his door asking for some food. The merchant didn't pay attention as he never used to give anything to such kind of people. The monk asked again and didn't get any reply. As he was asking third time, the daughter-in-law replied politely - "Dear babaji, go to next door. My father-in-law is himself having yesterday's food. He will not be able to give you anything."

 The monk understood and went ahead. But as the merchant heard these words spoken by the girl, he became very much angry with her. He was the richest person in the village. Why would he eat yesterday's food? The girl must have become insane - he thought. As he was very much proud of her wise ness, so his anger was even greater. How did it come he didn't realize this girl's insanity? He summoned panchaayat (village court) and girl's father that the girl was out of her mind and his son would break this marriage tie.

 As people gathered in panchaayat, he told the event and asked for justice which was to untie the marriage in his point of view. The girl's father was also present. He said-" I know my daughter is wise enough not to speak any meaningless words. But I am unable to understand its meaning. So I would request her to come and explain why she said so. It is not wise to give a decision without hearing her."

 The panchaayat agreed on it and the girl came to panchaayat. She said -" I know my father-in-law is the richest and most respected person in this village. What I wanted to say that he has done much good deeds in his previous lives that is why he got these wonderful blessings from GOD which he is enjoying now. In this way it is his yesterday's earned food. But he is not doing any good deeds in this life, but only earning money for himself. I love him very much and want him to enjoy these blessings forever. I wanted to tell him this truth that is why I said so. I knew he would be angry and would like to get an explanation, and then maybe I will be able to tell him."

 The merchant understood the real meaning of the words and felt very much ashamed to bring his wise daughter-in-law in court. He apologized and started doing some actual good deeds for others.

 
It is general practice that people either enjoy their present blessings or they feel inferior while seeing others having more possessions in life. People always think why other has more wealth, why they are more intelligent. They forget that each and everything is our own earning. Whatever we earned, we are eating now. And whatever we are doing will come to us in future, be it material treasures or spiritual.

 In the same way people enjoy their current position. They laugh at others who don't have intellect, money and other thing. They enjoy even their spiritual status, but they forget that if they will not work at present, their current treasure would be slowly spent.

We should work for tomorrow while we are enjoying present.

The Painter

Once upon a time there was a painter who had just completed his course under disciple hood of a great painter. This young artist decided to assess his skills of skills so he decided to give his best strokes on the canvass. He took 3 days and painted beautiful scenery.

 Suddenly an idea flashed in his mind and he decided to display it on a busy street-square of that small town he was resident of. He wanted people's opinion about his caliber and painting skills.

 He put his creation at a busy street-crossing. And just down below a board which read-"Gentlemen, I have painted this piece. Since I'm new to this profession I might have committed some mistakes in my strokes etc. Please put a cross wherever you see a mistake."

 While he came back in the evening to collect his painting he was completely shattered to see that whole canvass was filled with Xs (crosses) and some people had even written their comments on the painting.

 Disheartened and broken completely he ran to his master's place and burst into tears. Sobbing and crying inconsolably he told his master about what happened and showed the pathetic state of his creation which was filled with marks everywhere. Such was the state that colors were not visible, only things one could see were crosses and correction remarks.

 This young artist was breathing heavily and master heard him saying "I'm useless and if this is what I have learnt to paint I'm not worth becoming a painter. People have rejected me completely. I feel like dying"

 Master smiled and suggested "My Son, I will prove that you are a great artist and have learnt a flawless painting." Young disciple couldn't believe it and said "I have lost faith in me and I don't think I am good enough. Don't make false hopes..."

 "Do as I say without questioning it. It WILL work." Master interrupted him.

 "Just paint exactly similar painting once again for me and give it to me. Will you do that for your master?" Master instructed.

 Young artist reluctantly agreed and two days later early morning he presented a replica of his earlier painting to his master. Master took that gracefully and smiled.

"Come with me." master said.

 They reached the same street-square early morning and displayed the same painting exactly at the same place. Now master took out another board which read -"Gentlemen, I have painted this piece. Since I'm new to this profession I might have committed some mistakes in my strokes etc. I have put a box with colors and brushes just below. Please do a favor. If you see a mistake, kindly pick up the brush and correct it." Master and disciple walked back home.

 They both visited the place same evening. Young painter was surprised to see that actually there was not a single correction done so far. But master wasn't satisfied as yet and he told his disciple "May be one day was too little a time for people to come up with ideas and take out time out of their busy schedules to correct it so let us keep it here for one more day. Tomorrow is Sunday, so we can expect some corrections coming in."

 Next day again they visited and found painting remained untouched. They say the painting was kept there for a month for no correction came in!

 
It is easier to criticize, but difficult to improve. If you want to help people improve their behavior it is worth investing your effort in learning how help people change their behaviors, attitudes and skills.

The Butter in The Milk

The young daughter had gone to her village home for the first time from her city-dwelling. At night before retiring to bed, her mother opened a pot in which there was good cow's milk and poured a little buttermilk.

 The girl asked her mother: "Mother, that was butter milk; and why have you mixed it with Milk? The milk may be spoiled!"
"Child," answered the mother, "that is the way to prepare the milk in order that we might get butter out of it."
"But where is butter in it, mother?"
"It is in every drop of the milk, dear; but you can't see it now. I will show you in the morning."

 In the morning the daughter saw that what was liquid the night before had become solid overnight. Mother put a churning rod into it and started churning the curd vigorously. Butter began to float on the surface of the curd. Then she gathered it all up and presented it to the astonishment of the daughter.

 The mother explained: "The addition of the buttermilk curdles the milk. Milk is transformed into curd. Then you have to churn it. By this process the butter which was all-pervasively hidden in the milk is obtained. At first you were not able to see it; it was hidden. From where has it come now? From the milk only. Therefore you understand now that it was there all the time. It awaited the process of churning to reveal itself to your great joy."  The daughter, too, followed the same process and got the butter, for herself.

Similarly, a worldly man approaches a Mahatma and asks him: "O Sadhu, why have you renounced the world, and poured this new element into your life? Why don't you let the life take its natural course?"

The Sadhu replies: "Brother, I do so in order to realise God?"
"Where is God?"
"He is all-pervading."The worldly man does not see and is not convinced.

The Sadhu then explains how the inner personality which is fickle and outflowing should be made solid and firm. Then the churning rod of one-pointed concentration and meditation should be taken hold of, and this solid inner soul should be very well churned. Then God is realised. He is all-pervading, in every atom of creation. But He is not visible to the naked eye nor is He realisable by a man except through his inner mind.

The Stranger in The Garden

Once upon a time there was a man who had a big garden. He had planted many fruit trees andcared for them till they bear fruits. Now he wanted to pick up the fruits and sell them to make money for his family.

 One fine day while picking fruits with his son, the man saw a stranger sitting on the branch of a tree and picking the fruits. This man become angry and shouted, “Hey you! What are you doing on my tree? Aren’t you ashamed of stealing fruits in the day time?”

 The stranger on the branch just looked at the gardener but didn’t reply, and continued picking the fruits. The gardener was very angry and shouted again, “For a whole year I have taken care of these trees, you have no right to take the fruits without my permission so come down at once!”

The stranger on the tree answered, “Why should I come down? This is the garden of God and I am the servant of God, so I have the right to pick these fruits and you should not interfere between the work of God and his servant.” The gardener was very surprised at this answer and thought of a plan.

 He called his son and said, “go bring a rope and get this man down from the tree.” His son brought the rope and the gardener ordered him to tie the stranger to the tree. The gardener then took a stick and started to beat the stranger. The stranger began to scream. “Why are you beating me? You have no right to do this.”

The gardener paid no attention and continued beating him. The stranger screamed, “Don’t you fear God, you are beating an innocent man? The gardener answered, “Why should I fear? This wood in my hand belongs to God and I am too the servant of God, so I have nothing to fear, and you shouldn’t interfere with the work of God and his servant.”

 The stranger hesitated and then spoke, “Wait don’t beat me, I am sorry for taking the fruits. This is your garden and I should seek your permission before taking the fruits. So, please forgive and set me free.”

 The gardener smiled and said, “Since you have now realized your mistake, I will forgive you but r
emember that God has given all his servants brains so every person’s deeds are in his own hands.” Then the gardener untied him and let him go free.

Lesson about Gratitude

According to legend, a young man while roaming the desert came across a spring of delicious crystal-clear water. The water was so sweet he filled his leather canteen so he could bring some back to a tribal elder who had been his teacher.

 After a four-day journey he presented the water to the old man who took a deep drink, smiled warmly and thanked his student lavishly for the sweet water. The young man returned to his village with a happy heart.

 Later, the teacher let another student taste the water. He spat it out, saying it was awful. It apparently had become stale because of the old leather container. The student challenged his teacher: "Master, the water was foul. Why did you pretend to like it?"

 The teacher replied, "You only tasted the water. I tasted the gift. The water was simply the container for an act of loving-kindness and nothing could be sweeter."!!!  

 We may understand this lesson best when we receive innocent gifts of love from young children. Whether it's a crushed paper painting or a clay figure, the natural and proper response is appreciation and expressed thankfulness because we love the idea within the gift.

 Gratitude doesn't always come naturally. Unfortunately, most children and many adults value only the thing given rather than the feeling embodied in it. We should remind ourselves and teach our children about the beauty and purity of feelings and expressions of gratitude. After all, gifts from the heart are really gifts of the heart!! Also, when we express our gratitude,we must never forget that the highest of appreciation is not to utter mere words, but to live by them.

 The essence of all beautiful art, all great art is gratitude! Gratitude is the sign of noble souls and the memory of it is stored in the heart and not the mind! The next time you receive any gifts from anyone, no matter however small it may be, remember the love behind and dont judge the gift with its appearance!

Have a deep sense of gratitude for whatever you receive in life in whatever form it may be.

 

Its You

One day all the employees reached the office and they saw a big advice on the door on which it was written: ‘Yesterday the person who has been hindering your growth in this company passed away. We invite you to join the funeral in the room that has been prepared in the gym’.

 In the beginning, they all got sad for the death of one of their colleagues, but after a while they started getting curious to know who was that man who hindered the growth of his colleagues and the company itself.

 The more people reached the coffin, the more the excitement heated up. Everyone thought: ‘Who is this guy who was hindering my progress? Well, at least he died!’.One by one the thrilled employees got closer to the coffin, and when they looked inside it they suddenly became speechless. They stood nearby the coffin, shocked and in silence, as if someone had touched the deepest part of their soul.

There was a mirror inside the coffin: everyone who looked inside it could see himself. There was also a sign next to the mirror that said: ‘There is only one person who is capable to set limits to your growth: it is YOU. 

 You are the only person who can revolutionize your life. You are the only person who can influence your happiness, your realization and your success. You are the only person who can help yourself.

 Your life does not change when your boss changes, when your friends change, when your parents change, when your partner changes, when your company changes. Your life changes when YOU change, when you go beyond your limiting beliefs, when you realize that you are the only one responsible for your life.

‘The most important relationship you can have is the one you have with yourself’

 
Examine yourself, watch yourself. Don’t be afraid of difficulties, impossibilities and losses: be a winner, build yourself and your reality.It’s the way you face Life that makes the difference.

Self-confidence

A business executive was deep in debt and could see no way out. Creditors were closing in on him. Suppliers were demanding payment. He sat on the park bench , head in hands, wondering if anything could save his company from bankruptcy.

 Suddenly an old man appeared before him. “I can see that something is troubling you,” he said. After listening to the executive’s woes, the old man said, “I believe I can help you.” He asked the man his name, wrote out a check, and pushed it into his hand saying, “Take this money. Meet me here exactly one year from today, and you can pay me back at that time.” Then he turned and disappeared as quickly as he had come.

  The business executive saw in his hand a check for $500,000, signed by John D. Rockefeller, then one of the richest men in the world! “I can erase my money worries in an instant!” he realized. But instead, the executive decided to put the un-cashed check in his safe. Just knowing it was there might give him the strength to work out a way to save his business, he thought.

 With renewed optimism, he negotiated better deals and extended terms of payment. He closed several big sales. Within a few months, he was out of debt and making money once again. Exactly one year later, he returned to the park with the un- cashed check. At the agreed-upon time, the old man appeared.

 But just as the executive was about to hand back the check and share his success story, a nurse came running up and grabbed the old man. “I’m so glad I caught him!” she cried. “I hope he hasn’t been bothering you. He’s always escaping from the rest home and telling people he’s John D. Rockefeller. ” And she led the old man away by the arm.

 The astonished executive just stood there, stunned. All year long he’d been wheeling and dealing, buying and selling, convinced he had half a million dollars behind him.

 
Suddenly, he realized that it wasn’t the money, real or imagined, that had turned his life around.It was his newfound self-confidence that gave him the power to achieve anything he went after.

Power of Positive Talk

Your words & Your Dreams

Your words, your dreams, and your thoughts have power to create conditions in your life.

What you speak about, you can bring about!
If you keep saying you can't stand your job, you might lose your job.
If you keep saying you can't stand your body, your body can become sick.
If you keep saying you can't stand your car, your car could be stolen or just stop operating.
If you keep saying you're broke, guess what? You'll always be broke.
If you keep saying you can't trust a man or trust a woman, you will
always find someone in your life to hurt and betray you.
If you keep saying you can't find a job, you will remain unemployed.
If you keep saying you can't find someone to love you or believe in
you, your very thought will attract more experiences to confirm your beliefs.
If you keep talking about a divorce or break up in a relationship, then you might end up with it.

Turn your thoughts and conversations around to be more positive and power packed with faith , hope , love and action . Don't be afraid to believe that you can have what you want and deserve.

Watch your THOUGHTS, they become WORDS.
Watch your WORDS, they become ACTIONS.
Watch your ACTIONS, they become HABITS.
Watch your HABITS, they become CHARACTER.
Watch your CHARACTER, for it becomes your DESTINY.
The minute you settle for less than you deserve, you get even less than you settle for.

Thought I would share this with you -
In the search for ME, I discovered TRUTH.
In the search for TRUTH, I discovered LOVE.
In the search for LOVE, I discovered GOD.
And in GOD, I have found EVERYTHING.

Watch how your circumstances and situations begin to change when you
change the way you speak.

"Life is like melted butter. . .once things cool down, it can be
reshaped!" Be blessed.

Motivate others

House of 1000 mirrors

What goes around

One day a man saw an old lady, stranded on the side of the road, but even in the dim light of day, he could see she needed help.

 


So he pulled up in front of her Mercedes and got out. His Pontiac was still sputtering when he approached her.

 

Even with the smile on his face, she was worried. No one had stopped to help for the last hour or so. Was he going to hurt her? He didn't look safe; he looked poor and hungry.

 


He could see that she was frightened, standing out there in the cold. He knew how she felt. It was those chills which only fear can put in you.

 


He said, "I'm here to help you, ma'am. Why don't you wait in the car where it's warm? By the way, my name is Bryan Anderson."

 


Well, all she had was a flat tire, but for an old lady, that was bad enough. 

 

Bryan crawled under the car looking for a place to put the jack, skinning his knuckles a time or two. Soon he was able to change the tire. But he had to get dirty and his hands hurt.

 


As he was tightening up the lug nuts, she rolled down the window and began to talk to him. She told him that she was from St. Louis and was only just passing through. She couldn't thank him enough for coming to her aid.

 


Bryan just smiled as he closed her trunk. The lady asked how much she owed him.

 

Any amount would have been all right with her. She already imagined all the awful things that could have happened had he not stopped.

 

Bryan never thought twice about being paid. This was not a job to him. This was helping someone in need, and God knows there were plenty, who had given him a hand in the past. He had lived his whole life that way, and it never occurred to him to act any other way.

 


He told her that if she really wanted to pay him back, the next time she saw someone who needed help, she could give that person the assistance they needed, and Bryan added, "And think of me."

 

He waited until she started her car and drove off. It had been a cold and depressing day, but he felt good as he headed for home, disappearing into the twilight.

 


A few miles down the road the lady saw a small cafe. She went in to grab a bite to eat, and take the chill off before she made the last leg of her trip home. It was a dingy looking restaurant. Outside were two old gas pumps.

 

The whole scene was unfamiliar to her. The waitress came over and brought a clean towel to wipe her wet hair.

 

She had a sweet smile, one that even being on her feet for the whole day couldn't erase. The lady noticed the waitress was nearly eight months pregnant, but she never let the strain and aches change her attitude.

 

The old lady wondered how someone who had so little could be so giving to a stranger. Then she remembered Bryan.

 


After the lady finished her meal, she paid with a hundred dollar bill. The waitress quickly went to get change for her hundred dollar bill, but the old lady had slipped right out the door.

 

She was gone by the time the waitress came back. The waitress wondered where the lady could be. Then she noticed something written on the napkin.

 


There were tears in her eyes when she read what the lady wrote: "You don't owe me anything. I have been there too. Somebody once helped me out, the way I'm helping you. If you really want to pay me back, here is what you do: Do not let this chain of love end with you."

 


Under the napkin were four more $100 bills.

 


Well, there were tables to clear, sugar bowls to fill, and people to serve, but the waitress made it through another day. That night when she got home from work and climbed into bed, she was thinking about the money and what the lady had written. How could the lady have known how much she and her husband needed it? With the baby due next month, it was going to be hard....

 


She knew how worried her husband was, and as he lay sleeping next to her, she gave him a soft kiss and whispered soft and low, "Everything's going to be all right. I love you, Bryan Anderson."

 


There is an old saying "What goes around comes around." Today, I sent you this story and I'm asking you to pass it on... Let this light shine.

 

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